{"id":80795,"date":"2018-10-30T11:26:16","date_gmt":"2018-10-30T17:26:16","guid":{"rendered":"https:\/\/centrourbano.com\/?p=80795"},"modified":"2018-10-30T13:22:38","modified_gmt":"2018-10-30T19:22:38","slug":"asegurar-vivienda-mitiga-desastres-naturales","status":"publish","type":"post","link":"https:\/\/centrourbano.com\/revista\/vivienda\/asegurar-vivienda-mitiga-desastres-naturales\/","title":{"rendered":"S\u00f3lo 4.5% de las viviendas cuentan con seguro"},"content":{"rendered":"

La cobertura que ofrecen los cr\u00e9ditos hipotecarios no cubre p\u00e9rdidas de contenidos e interiores<\/em><\/p>\n

Desastres materiales provocados por sismos y huracanes, demuestran que la educaci\u00f3n financiera y la cultura de prevenci\u00f3n en M\u00e9xico necesitan fortalecerse, ya que menos de 10 viviendas por cada 100 en el pa\u00eds est\u00e1n protegidas ante el paso de un fen\u00f3meno natural.<\/p>\n

Seg\u00fan datos de la Asociaci\u00f3n Mexicana de Instituciones de Seguros<\/strong><\/a> (AMIS), en M\u00e9xico solamente el 4.5% de las viviendas cuentan con un seguro para su hogar. A pesar de la alta exposici\u00f3n a sismos o huracanes por la ubicaci\u00f3n territorial del pa\u00eds, los mexicanos no tienden a preocuparse por asegurar su vivienda y cuando un desastre natural ocurre sus p\u00e9rdidas generan gastos fuertes.<\/p>\n

De acuerdo con Luxury Habitat<\/strong>, una forma de prevenci\u00f3n es la contrataci\u00f3n de un seguro de da\u00f1os adicional al cr\u00e9dito hipotecario, pues este \u00faltimo solamente incluye un seguro para cubrir el financiamiento y su construcci\u00f3n material, no en contenidos, ni interiores.<\/p>\n

Cabe se\u00f1alar que para poder asegurar un inmueble se debe contar con techos de concreto armado o tipo constructivo combinado, adem\u00e1s, debe concretarse que la edificaci\u00f3n es digna para uso, con ventanas y vidrios instalados, pisos, muros y techos terminados, as\u00ed como con puertas colocadas.<\/p>\n","protected":false},"excerpt":{"rendered":"

La cobertura que ofrecen los cr\u00e9ditos hipotecarios no cubre p\u00e9rdidas de contenidos e interiores<\/p>\n","protected":false},"author":64,"featured_media":79001,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[12],"tags":[12739,173,11172,7902,14774,14477,1703,60],"class_list":["post-80795","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vivienda","tag-amis","tag-credito","tag-desastres","tag-fenomeno","tag-huracanes","tag-seguro","tag-sismos","tag-vivienda-2"],"yoast_head":"\nAsegurar vivienda mitiga gastos ante desastres naturales<\/title>\n<meta name=\"description\" content=\"El cr\u00e9dito hipotecario no cubre p\u00e9rdidas de 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