{"id":164847,"date":"2026-10-27T14:58:55","date_gmt":"2026-10-27T20:58:55","guid":{"rendered":"https:\/\/centrourbano.com\/revista\/?p=164847"},"modified":"2026-10-27T14:58:55","modified_gmt":"2026-10-27T20:58:55","slug":"infonavit-deja-agencias-cobranza","status":"publish","type":"post","link":"https:\/\/centrourbano.com\/revista\/vivienda\/infonavit-deja-agencias-cobranza\/","title":{"rendered":"Infonavit sustituye agencias de cobranza por asesores propios"},"content":{"rendered":"<p><em>El Infonavit implementar\u00e1 visitas domiciliarias con asesores propios para ofrecer alternativas de pago. El personal no podr\u00e1 recibir dinero, amenazar ni realizar desalojos<\/em><!--more--><\/p>\n<p>El <strong>Infonavit dej\u00f3 de trabajar con agencias de cobranza extrajudicial<\/strong> y ahora atender\u00e1 directamente a las personas acreditadas que enfrentan dificultades para pagar su financiamiento, mediante un esquema de visitas domiciliarias.<\/p>\n<p>La medida forma parte del Nuevo Modelo de Recuperaci\u00f3n Crediticia, con el que el organismo busca identificar las condiciones de cada acreditado y <strong>ofrecer alternativas de pago acordes con su situaci\u00f3n<\/strong>, con el prop\u00f3sito de facilitar la conservaci\u00f3n de su vivienda.<\/p>\n<p>Para ello, los Asesores de Recuperaci\u00f3n Crediticia del Instituto visitar\u00e1n los domicilios de lunes a domingo, de 8:00 a 19:00 horas. Durante estos encuentros, el personal podr\u00e1 escuchar a las familias, revisar las condiciones de sus cr\u00e9ditos y explicar las opciones disponibles para regularizar sus pagos.<\/p>\n<h2>\u00bfC\u00f3mo identificar a los asesores del Infonavit?<\/h2>\n<p>El Instituto indic\u00f3 que sus asesores deben portar una camisa blanca institucional, un chaleco con la imagen del Infonavit y una credencial oficial con fotograf\u00eda y c\u00f3digo QR.<\/p>\n<p>Las personas acreditadas pueden verificar la identidad del personal mediante el escaneo del c\u00f3digo o al ingresar a <a href=\"https:\/\/www.infonavit.org.mx\/\">www.infonavit.org.mx<\/a>, en la secci\u00f3n Tengo un Cr\u00e9dito, donde encontrar\u00e1n el apartado Asesores de Recuperaci\u00f3n Crediticia.<\/p>\n<p>Adem\u00e1s, el organismo precis\u00f3 que las <strong>visitas no tienen como finalidad recibir pagos en los domicilios<\/strong>. Los asesores no pueden solicitar ni aceptar dinero en efectivo, hostigar o amenazar a los acreditados, ni realizar desalojos.<\/p>\n<p>Los pagos de los financiamientos deben efectuarse exclusivamente a trav\u00e9s de los medios oficiales que el Instituto publica en su portal. Por ello, los trabajadores deben verificar cualquier indicaci\u00f3n relacionada con sus adeudos y evitar entregar dinero a personas que se presenten como gestores de cobranza.<\/p>\n<h2>\u00bfD\u00f3nde denunciar irregularidades?<\/h2>\n<p>En caso de detectar cobros indebidos o conductas irregulares durante las visitas, las personas acreditadas pueden presentar un reporte a trav\u00e9s de <a href=\"https:\/\/micuenta.infonavit.org.mx\/\" target=\"_blank\" rel=\"noopener\">Mi Cuenta Infonavit<\/a> o comunicarse con Infonatel al 800 008 3900.<\/p>\n<p>Con este cambio, el Instituto concentra la atenci\u00f3n de recuperaci\u00f3n crediticia en personal que trabaja directamente con el organismo y elimina la intermediaci\u00f3n de agencias externas para este servicio.<\/p>\n<p>El Infonavit se\u00f1al\u00f3 que el nuevo modelo busca brindar atenci\u00f3n directa a los trabajadores y ofrecer opciones para que quienes atraviesan dificultades econ\u00f3micas puedan mantener sus cr\u00e9ditos al corriente y proteger su patrimonio.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Infonavit implementar\u00e1 visitas domiciliarias con asesores propios para ofrecer alternativas de pago. El personal no podr\u00e1 recibir dinero, amenazar ni realizar desalojos<\/p>\n","protected":false},"author":96,"featured_media":164848,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[100,13635],"class_list":["post-164847","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vivienda","tag-infonavit","tag-mi-cuenta-infonavit"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Infonavit sustituye agencias de cobranza por asesores propios<\/title>\n<meta name=\"description\" content=\"El Infonavit implementar\u00e1 visitas domiciliarias con asesores propios para ofrecer alternativas de pago sin recibir dinero\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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