{"id":164067,"date":"2026-09-11T11:20:43","date_gmt":"2026-09-11T17:20:43","guid":{"rendered":"https:\/\/centrourbano.com\/revista\/?p=164067"},"modified":"2026-09-11T11:36:01","modified_gmt":"2026-09-11T17:36:01","slug":"fovissste-atiende-creditos-retoma-construccion","status":"publish","type":"post","link":"https:\/\/centrourbano.com\/revista\/vivienda\/fovissste-atiende-creditos-retoma-construccion\/","title":{"rendered":"Fovissste atiende 400,000 cr\u00e9ditos y retoma la construcci\u00f3n de vivienda"},"content":{"rendered":"
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Fovissste convirti\u00f3 cr\u00e9ditos de UMA a pesos y puso en marcha un esquema de vivienda social para trabajadores con menores ingresos<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

<\/p>\n

Durante la administraci\u00f3n de Jabnely Maldonado Meza, vocal ejecutiva del Fovissste, el organismo avanza en la atenci\u00f3n de cr\u00e9ditos deteriorados<\/strong> y modific\u00f3 las condiciones de financiamiento, adem\u00e1s de retomar la construcci\u00f3n de vivienda social<\/strong> despu\u00e9s de 34 a\u00f1os.<\/p>\n

Como parte del Programa de Vivienda para el Bienestar, el fondo report\u00f3 la soluci\u00f3n de 400,000 cr\u00e9ditos mediante quitas, descuentos, congelamientos y condonaciones<\/strong>. Esta cifra representa la mitad de su cartera y forma parte de las acciones dirigidas a atender a personas acreditadas con dificultades para cubrir sus financiamientos.<\/p>\n

A la par, el Fovissste fortalece el contacto directo con la derechohabiencia mediante estrategias como Fovissste en tu Oficina y Fovissste en tu Comunidad, con las que el Fondo lleva sus servicios fuera de sus instalaciones.<\/p>\n

Fovissste elimina las UMA de sus cr\u00e9ditos<\/h2>\n

Otro de los cambios implementados por el organismo consiste en la conversi\u00f3n de cr\u00e9ditos denominados en UMA a pesos<\/strong>.<\/p>\n

Maldonado Meza explic\u00f3 que esta medida responde a una de las principales demandas de las y los trabajadores al servicio del Estado, debido a la actualizaci\u00f3n anual de las UMA durante febrero.<\/p>\n

\u201cRecientemente publicamos una restructura in\u00e9dita en el Fondo de la Vivienda, convertir los cr\u00e9ditos de UMA a pesos. Esto tiene que ver con un planteamiento muy sentido de las y los trabajadores al servicio del Estado: quitar las UMAs en los cr\u00e9ditos por la actualizaci\u00f3n que tiene cada febrero\u201d, se\u00f1al\u00f3.<\/p><\/blockquote>\n

Con esta modificaci\u00f3n, el Fovissste busca atender el impacto que representaba para las personas acreditadas la actualizaci\u00f3n anual<\/strong> de esta unidad de medida.<\/p>\n

Fovissste Mujeres ofrece financiamiento preferencial<\/h2>\n

Dentro de los cambios impulsados por el Fondo tambi\u00e9n se encuentra Fovissste Mujeres<\/strong>, cr\u00e9dito hipotecario que comenz\u00f3 en marzo de 2025 con el objetivo de facilitar el acceso a vivienda de las trabajadoras<\/strong> al servicio del Estado bajo condiciones preferenciales de financiamiento.<\/p>\n

La vocal ejecutiva destac\u00f3 que se trata de un esquema dirigido espec\u00edficamente a las mujeres derechohabientes del organismo.<\/p>\n

\u201cEs el \u00fanico cr\u00e9dito hipotecario desde una instituci\u00f3n p\u00fablica dirigido para nuestras compa\u00f1eras mujeres\u201d, destac\u00f3.<\/p><\/blockquote>\n

El producto forma parte de las alternativas que el Fovissste ha incorporado para atender las necesidades de distintos grupos de su derechohabiencia.<\/strong><\/p>\n

Fovissste vuelve a construir vivienda social<\/h2>\n

Adem\u00e1s de modificar las condiciones de sus cr\u00e9ditos, el Fondo retom\u00f3 la construcci\u00f3n directa de vivienda social despu\u00e9s de 34 a\u00f1os.<\/strong><\/p>\n

El primer proyecto de esta nueva etapa corresponde al Conjunto Habitacional Fovissste Carmen Serd\u00e1n, en Puebla, donde en julio se coloc\u00f3 la primera piedra. El desarrollo forma parte de la meta del organismo para construir 100,000 viviendas destinadas a trabajadores del Estado con menores ingresos.<\/p>\n

El programa contempla atender a personas trabajadoras que perciben hasta dos salarios m\u00ednimos y que, aunque cuentan con un cr\u00e9dito Fovissste, enfrentan dificultades para encontrar una vivienda que puedan adquirir dentro de las condiciones actuales del mercado.<\/p>\n

\u201cVamos a llegar a trabajadoras y trabajadores que tienen su cr\u00e9dito Fovissste, pero no hay una vivienda que les alcance porque en el mercado son mucho m\u00e1s caras\u201d, explic\u00f3 Maldonado Meza.<\/p><\/blockquote>\n

De esta manera, el regreso del organismo a la construcci\u00f3n complementa las acciones de reestructura y atenci\u00f3n de cr\u00e9ditos con una estrategia enfocada en generar oferta habitacional para los sectores de menores ingresos.<\/p>\n","protected":false},"excerpt":{"rendered":"

Fovissste convirti\u00f3 cr\u00e9ditos de UMA a pesos y puso en marcha un esquema de vivienda social para trabajadores con menores ingresos<\/p>\n","protected":false},"author":96,"featured_media":164068,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[2099,155,24920],"class_list":["post-164067","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vivienda","tag-credito-fovissste","tag-fovissste","tag-fovissste-constructor"],"yoast_head":"\nFovissste atiende 400,000 cr\u00e9ditos y retoma la construcci\u00f3n de vivienda<\/title>\n<meta name=\"description\" content=\"Fovissste convirti\u00f3 cr\u00e9ditos de UMA a pesos y puso en marcha un esquema de vivienda social para trabajadores con menores ingresos\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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