{"id":125208,"date":"2022-01-07T11:24:48","date_gmt":"2022-01-07T17:24:48","guid":{"rendered":"https:\/\/centrourbano.com\/?p=125208"},"modified":"2022-01-07T11:24:48","modified_gmt":"2022-01-07T17:24:48","slug":"aspectos-a-evaluar-para-saber-si-calificas-para-un-credito-infonavit","status":"publish","type":"post","link":"https:\/\/centrourbano.com\/revista\/vivienda\/aspectos-a-evaluar-para-saber-si-calificas-para-un-credito-infonavit\/","title":{"rendered":"Aspectos a evaluar para saber si calificas para un cr\u00e9dito Infonavit"},"content":{"rendered":"

La precalificaci\u00f3n es el primer paso para saber si se cumple con los requisitos necesarios para obtener tu cr\u00e9dito Infonavit <\/span><\/em><\/p>\n

La precalificaci\u00f3n, tambi\u00e9n conocida como preevaluaci\u00f3n Infonavit<\/a>, es uno de los pasos que se deben seguir para saber si puedes iniciar el tr\u00e1mite de solicitud de cr\u00e9dito para comprar una vivienda<\/a> a trav\u00e9s del Instituto.<\/p>\n

De acuerdo con el Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit), para poder precalificar se debe de contar con 1,080 puntos.<\/p>\n

Pasos a seguir para realizar una precalificaci\u00f3n Infonavit<\/b><\/h2>\n
    \n
  1. Accede a la p\u00e1gina web de Precalificaci\u00f3n Infonavit.<\/li>\n
  2. Escoge cu\u00e1l es la precalificaci\u00f3n\u00a0que necesitas.<\/li>\n
  3. Registra tus datos personales.<\/li>\n
  4. Acepta la consulta que solicitaste.<\/li>\n
  5. Verifica que tu informaci\u00f3n sea la correcta.<\/li>\n<\/ol>\n

    \u00bfQu\u00e9 aspectos se eval\u00faan en la precalificaci\u00f3n?<\/strong><\/h2>\n

    En 2021, el Infonavit modific\u00f3 su sistema de puntaje, por lo que ahora se eval\u00faan nueve aspectos:<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    Aspectos<\/strong><\/td>\nPuntos a obtener<\/strong><\/td>\n<\/tr>\n
    1.- Bimestres de cotizaci\u00f3n continua<\/strong><\/td>\nDe 90 a 191 puntos<\/td>\n<\/tr>\n
    Puedes iniciar tu tr\u00e1mite de cr\u00e9dito a partir del tercer bimestre de cotizaci\u00f3n continua.<\/td>\n<\/tr>\n
    2.- Salario Diario Integrado<\/strong><\/td>\nDe 111 a 144 puntos<\/td>\n<\/tr>\n
    Es el ingreso que percibes incluyendo prestaciones.<\/td>\n<\/tr>\n
    3.- Saldo en la Subcuenta de Vivienda<\/strong><\/td>\nDe 116 a 124 puntos<\/td>\n<\/tr>\n
    Es el total de ahorro que tienes acumulado en tu Subcuenta de Vivienda.<\/td>\n<\/tr>\n
    4.- Edad del trabajador<\/strong><\/td>\nDe 105 a 114 puntos<\/td>\n<\/tr>\n
    5.- Comportamiento de la empresa<\/strong><\/td>\nDe 85 a 129 puntos<\/td>\n<\/tr>\n
    Eval\u00faa si la empresa para la que trabajas cumple o no con sus aportaciones patronales, equivalentes al 5% de tu salario integrado.<\/td>\n<\/tr>\n
    6.- Estabilidad laboral<\/strong><\/td>\nDe 98 a 144 puntos<\/td>\n<\/tr>\n
    Considera la rotaci\u00f3n de personal que hay en la empresa para la que trabajas.<\/td>\n<\/tr>\n
    7.- Tipo de trabajador<\/strong><\/td>\nDe 103 a 122 puntos<\/td>\n<\/tr>\n
    Considera si el trabajador tiene un puesto permanente o no.<\/td>\n<\/tr>\n
    8.- Giro<\/strong><\/td>\nDe 85 a 151 puntos<\/td>\n<\/tr>\n
    Eval\u00faa el nivel de desempleo que hay en la rama econ\u00f3mica a la que pertenece la empresa donde trabajas.<\/td>\n<\/tr>\n
    9.- Municipio<\/strong><\/td>\nDe 102 a 142 puntos<\/td>\n<\/tr>\n
    Considera los niveles de desempleo que hay en el municipio donde est\u00e1 asentada la empresa.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    Ante ello, si se cumple con estos requisitos, los derechohabientes pueden solicitar cualquier esquema de financiamiento que ofrece el Infonavit.<\/p>\n","protected":false},"excerpt":{"rendered":"

    La precalificaci\u00f3n es el primer paso para saber si se cumple con los requisitos necesarios para obtener tu cr\u00e9dito Infonavit<\/p>\n","protected":false},"author":82,"featured_media":125217,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[12],"tags":[642,100,16724,60],"class_list":["post-125208","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vivienda","tag-creditos","tag-infonavit","tag-precalificacion","tag-vivienda-2"],"yoast_head":"\nAspectos a evaluar para saber si calificas para un cr\u00e9dito Infonavit<\/title>\n<meta name=\"description\" content=\"La precalificaci\u00f3n es el primer paso para saber si cumple con los 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