{"id":124925,"date":"2021-12-28T09:05:14","date_gmt":"2021-12-28T15:05:14","guid":{"rendered":"https:\/\/centrourbano.com\/?p=124925"},"modified":"2021-12-28T15:06:08","modified_gmt":"2021-12-28T21:06:08","slug":"infonavit-alerta-a-los-derechohabientes-a-no-caer-en-las-garras-de-coyotes","status":"publish","type":"post","link":"https:\/\/centrourbano.com\/revista\/vivienda\/infonavit-alerta-a-los-derechohabientes-a-no-caer-en-las-garras-de-coyotes\/","title":{"rendered":"Infonavit alerta a los derechohabientes a no caer en las garras de \u2018coyotes\u2019"},"content":{"rendered":"

Infonavit invita a los usuarios a realizar sus denuncias o alertas a trav\u00e9s del CESI o de forma an\u00f3nima en denuncias@infonavit.org.mx<\/em><\/p>\n

El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) ofrece a sus derechohabientes una amplia variedad de opciones de cr\u00e9dito para adquirir un patrimonio. Del mismo modo, ofrece diferentes modalidades que permitir\u00e1n ampliar, remodelar o mejorar el hogar.<\/p>\n

Entre ellos se encuentra, Mejoravit, que es un cr\u00e9dito que otorga hasta 129,138 pesos a los derechohabientes, con una tasa de inter\u00e9s de 13.1% anual. Esta facilidad, presenta plazos de 12,18,24 y hasta 30 meses para que se realice el pago total del cr\u00e9dito.<\/p>\n

Se espera que el financiamiento otorgado sea utilizado para pintar, cambiar muebles de cocina o ba\u00f1o, realizar adecuaciones de seguridad, entre otros. Del mismo modo, se puede adquirir ecotecnolog\u00edas que proporcionar\u00e1n ahorros significativos en el consumo de servicios del hogar.<\/p>\n

Sin embargo, esta facilidad otorgada puede verse afectada por los \u2018coyotes\u2019. Aquel individuo que ofrecer\u00e1 realizar solicitudes de cr\u00e9dito con la promesa de entregar los ahorros o cr\u00e9ditos en efectivo a los derechohabientes.<\/p>\n

Los \u00abcoyotes\u00bb<\/h2>\n

La adquisici\u00f3n de un cr\u00e9dito es un tr\u00e1mite que coloca en estado de alerta a quien adquiere un financiamiento. Ya que, a lo largo del tiempo, los estafadores se han encontrado a la expectativa de realizar nuevas t\u00e1cticas de robo.<\/p>\n

Los \u2018coyotes\u2019 pedir\u00e1n pagos a cambio de dar soluciones y agendar citas en los Centros de Servicio Infonavit (Cesi), acciones gratuitas que se encuentran al alcance de cualquiera. Por consiguiente, el Infonavit, menciona las siguientes recomendaciones para que los usuarios no sean victima de fraude al adquirir cr\u00e9ditos como Mejoravit.<\/p>\n

    \n
  1. Desconf\u00eda de las oficinas o m\u00f3dulos de atenci\u00f3n que se \u201cparezcan\u201d al Infonavit.<\/li>\n<\/ol>\n

    Ning\u00fan establecimiento de terceros tiene autorizaci\u00f3n a utilizar el logo de la instituci\u00f3n, por lo que se recomienda visitar solo las oficinas del Centro de Servicio Infonavit. Del mismo modo, la direcci\u00f3n de aquellas instalaciones oficiales esta disponible en su portal web (portalmx.infonavit.org.mx<\/a>).<\/p>\n

      \n
    1. Evita la retenci\u00f3n la tarjeta.<\/li>\n<\/ol>\n

      Bajo ning\u00fan motivo existe la autorizaci\u00f3n de la permanencia del pl\u00e1stico en los establecimientos comerciales.<\/p>\n

        \n
      1. Activa la tarjeta de manera personal.<\/li>\n<\/ol>\n

        Ning\u00fan gestor posee el derecho a portar el pl\u00e1stico, ya que, es personal, y la vulneraci\u00f3n de las pertenencia podr\u00eda terminar en fraude.<\/p>\n

          \n
        1. La disposici\u00f3n del cr\u00e9dito no es en efectivo.<\/li>\n<\/ol>\n

          El importe del pr\u00e9stamo solo se encuentra disponible a trav\u00e9s de la tarjeta y dentro de los locales autorizados por la instituci\u00f3n. En caso de que alguien ofrezca cambiar la tarjeta Mejoravit por dinero en efectivo, reporta esta operaci\u00f3n en un CESI o de forma an\u00f3nima en denuncias@infonavit.org.mx<\/p>\n

            \n
          1. Es un tr\u00e1mite gratuito<\/li>\n<\/ol>\n

            Los \u00b4coyotes\u00b4 ofrecen realizar el tr\u00e1mite del cr\u00e9dito por el usuario a cambio de un porcentaje del monto autorizado por el Infonavit. Sin embargo, la instituci\u00f3n ofrece el 100% de sus tr\u00e1mites de manera gratuita para todos sus derechohabientes.<\/p>\n

            Para no caer fraudes, se hace un llamado a la comunidad a realizar la denuncia a trav\u00e9s del portal de Infonavit, o al Infotel en el 55 9171 5050 en CDMX o al 800 008 3900 desde el interior del pa\u00eds.<\/p>\n","protected":false},"excerpt":{"rendered":"

            Infonavit invita a los usuarios a realizar sus denuncias o alertas a trav\u00e9s del CESI o de forma an\u00f3nima en denuncias@infonavit.org.mx<\/p>\n","protected":false},"author":80,"featured_media":124948,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[12],"tags":[12560,10209,6044,100,6496,289],"class_list":["post-124925","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vivienda","tag-coyotes","tag-credito-a-la-vivienda","tag-fraudes-inmobiliarios","tag-infonavit","tag-mejoravit","tag-remodelacion"],"yoast_head":"\nInfonavit alerta a los derechohabientes a no caer en las garras de \u2018coyotes\u2019<\/title>\n<meta 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