{"id":112599,"date":"2020-10-23T18:00:04","date_gmt":"2020-10-23T23:00:04","guid":{"rendered":"https:\/\/centrourbano.com\/?p=112599"},"modified":"2020-10-23T18:17:53","modified_gmt":"2020-10-23T23:17:53","slug":"fovissste-eliminara-los-programas-aliados-plus-y-respaldados","status":"publish","type":"post","link":"https:\/\/centrourbano.com\/revista\/vivienda\/fovissste-eliminara-los-programas-aliados-plus-y-respaldados\/","title":{"rendered":"Fovissste eliminar\u00e1 los programas Aliados Plus y Respaldados"},"content":{"rendered":"<p><em>Los cofinanciados ser\u00e1n atendidos con Fovissste para Todos, revel\u00f3 el Vocal Ejecutivo <\/em><!--more--><\/p>\n<p>A partir de 2021, los programas <strong>Aliados Plus<\/strong> y <strong>Respaldados<\/strong> que ofrece Fovissste dejar\u00e1n de operar. En su lugar, de acuerdo con <strong>Agust\u00edn Rodr\u00edguez<\/strong>, operar\u00e1 el nuevo esquema \u201c<strong>Fovissste para Todos<\/strong>\u201d.<\/p>\n<p>Al participar en la conferencia vespertina desde Palacio Nacional, el funcionario explic\u00f3 que el objetivo del organismo es atender la demanda de <strong>cr\u00e9dito cofinanciado<\/strong> a trav\u00e9s de Fovissste para Todos.<\/p>\n<p>\u201cA partir del pr\u00f3ximo a\u00f1o, programas como Aliados Plus y Respaldados salen, ya no van a seguir funcionando esos cofinanciados. Pr\u00e1cticamente, el <strong>100% de los cofinanciados<\/strong> van a ser con Fovissste Para Todos, porque representa un ahorro sustancia en el costo del cr\u00e9dito del trabajador\u201d.<\/p>\n<p>Cabe recordar que con el programa Aliados Plus, los trabajadores del Estado tienen la posibilidad de adquirir un <strong><a href=\"https:\/\/centrourbano.com\/2020\/10\/15\/fovissste-arranca-el-registro-de-solicitudes-de-credito-2021\/\" target=\"_blank\" rel=\"noopener noreferrer\">cr\u00e9dito<\/a> cofinanciado<\/strong> entre Fovissste y la banca. Este puede ser utilizado para la adquisici\u00f3n de vivienda nueva o usad.<\/p>\n<p>En el caso de Respaldado, los trabajadores pod\u00edan usar el <strong>saldo de la subcuenta de vivienda<\/strong> como pago inicial del cr\u00e9dito. En esa l\u00ednea, el banco otorga el financiamiento restante.<\/p>\n<h4>\u00bfQu\u00e9 es Fovissste Para Todos?<\/h4>\n<p><strong>Fovissste para Todos es un nuevo producto<\/strong> que contempla diversas vertientes. Lo principal se constituye como un cr\u00e9dito cofinanciado entre Fovissste y la banca para adquirir vivienda .<\/p>\n<p>Con este esquema, de acuerdo con Agust\u00edn rodr\u00edguez, los trabajadores del Estado podr\u00e1n acceder al cr\u00e9dito cofinanciado m\u00e1s barato del mercado, con un CAT de 9%; adem\u00e1s de aspirar a <strong>recibir el doble o triple de cr\u00e9dito<\/strong> en comparaci\u00f3n con el financiamiento tradicional del Fondo.<\/p>\n<p>\u201c&#8217;Fovissste para Todos&#8217; es el cofinanciado m\u00e1s econ\u00f3mico del pa\u00eds, con un CAT de 9.30%. Entonces es una gran oportunidad de los trabajadores de hacerse de un cr\u00e9dito m\u00e1s barato, y tres veces m\u00e1s el monto de lo que normalmente nosotros podemos dar con los recursos del fondo\u201d.<\/p>\n<p>Este esquema tambi\u00e9n tendr\u00e1 la vertiente para <strong>reestructura<\/strong>. Con ello, los trabajadores que deseen migrar su cr\u00e9dito de UMAs a Pesos, con ayuda de la banca, lo podr\u00e1n hacer a trav\u00e9s de Fovissste para Todos. Asimismo, el Fondo acaba de lanzar la opci\u00f3n del<strong> segundo cr\u00e9dito<\/strong> bajo esta modalidad.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Los cofinanciados ser\u00e1n atendidos con Fovissste para Todos, revel\u00f3 el Vocal Ejecutivo<\/p>\n","protected":false},"author":77,"featured_media":112600,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[14544,15441,642,155,16875,60],"class_list":["post-112599","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vivienda","tag-agustin-rodriguez","tag-cofinanciamiento","tag-creditos","tag-fovissste","tag-fovissste-para-todos","tag-vivienda-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fovissste eliminar\u00e1 los programas Aliados Plus y Respaldados<\/title>\n<meta name=\"description\" content=\"Los cofinanciados ser\u00e1n atendidos con Fovissste para Todos, revel\u00f3 el Vocal Ejecutivo. 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