{"id":104169,"date":"2020-03-25T09:11:13","date_gmt":"2020-03-25T15:11:13","guid":{"rendered":"https:\/\/centrourbano.com\/?p=104169"},"modified":"2020-03-25T09:11:13","modified_gmt":"2020-03-25T15:11:13","slug":"subsistir-financieramente-covid","status":"publish","type":"post","link":"https:\/\/centrourbano.com\/revista\/cobertura-covid-19\/subsistir-financieramente-covid\/","title":{"rendered":"C\u00f3mo subsistir financieramente durante la contingencia por Covid-19"},"content":{"rendered":"

Durante la contingencia por el Covid-19, lo m\u00e1s recomendable es elaborar un presupuesto, a fin de realizar una planificaci\u00f3n que permita tomar mejores decisiones sobre el dinero<\/em><\/p>\n

La contingencia causada por la pandemia<\/a> del Covid-19 (Coronavirus)<\/strong> ha tra\u00eddo afectaciones econ\u00f3micas<\/strong> severas; pues muchas personas sufrieron despidos o vieron reducido su salario.<\/p>\n

Dicha crisis afectar\u00e1 significativamente a distintos sectores de la poblaci\u00f3n; por ello, es fundamental cuidar, adem\u00e1s de la salud sanitaria<\/strong>, la salud financiera<\/strong> de las familias. Y la mejor forma de hacerlo es establecer un presupuesto<\/strong>.<\/p>\n

\u201cAnte la grave situaci\u00f3n econ\u00f3mica que enfrenta el pa\u00eds, es vital que las personas y familias implementen un presupuesto<\/strong> y se apeguen a \u00e9l, porque esto podr\u00eda representar la forma en que logren ordenar y subsistir financieramente<\/strong> los siguientes meses\u201d, se\u00f1al\u00f3 Luis Madrigal, director de la plataforma financiera Coru.com<\/a><\/strong>.<\/p>\n

Un presupuesto<\/strong> ayudar\u00e1 a establecer claramente los ingresos y los gastos de la familia; para, as\u00ed, realizar una planificaci\u00f3n<\/strong> que permita tomar mejores decisiones sobre el dinero, al menos durante los siguientes 3 a 6 meses.<\/p>\n

C\u00f3mo hacer un presupuesto, de acuerdo con Coru.com<\/strong><\/h4>\n
    \n
  • Identificar los ingresos<\/strong> con que se cuentan hasta ahora<\/li>\n<\/ul>\n

    Es recomendable realizar una revisi\u00f3n detallada<\/strong> de los ingresos mensuales<\/strong>; como salario, honorarios u otros ingresos que se hayan acumulado hasta ahora. Se debe incluir el dinero de los fondos de ahorro o inversiones, en caso de tenerlos.<\/p>\n

      \n
    • Revisar los gastos <\/strong>hasta el momento<\/li>\n<\/ul>\n

      Ubicar los gastos indispensables<\/strong>, que corresponden a las necesidades personales o familiares; tales como alimentos, servicios b\u00e1sicos, renta, deudas y ahorro. Y separarlos de otros gastos no urgentes<\/strong>, como compras de ropa y todos aquellos que se pueden posponer hasta que pase la crisis.<\/p>\n

        \n
      • Reorganizar prioridades y recortar gastos<\/strong> en crisis<\/li>\n<\/ul>\n

        La contingencia por el Covid-19<\/strong> exige el reacomodo de prioridades<\/strong>. Quiz\u00e1 ya no sea indispensable contemplar gastos de transporte, restaurantes o entretenimiento fuera; pero el pago de sanitizantes, medicinas, comida y pago de internet en casa ser\u00e1n una prioridad durante los pr\u00f3ximos meses.<\/p>\n

        Asimismo, es importante mantener o crear el h\u00e1bito de ahorro para emergencias<\/strong>; el cual debe usarse solo en casos extremos, como desempleo, enfermedad grave o gastos de hospitalizaci\u00f3n.<\/p>\n

          \n
        • Buscar ingresos<\/strong>, o bien, mantenerlos estables<\/strong>. En casos espec\u00edficos, contemplar el cr\u00e9dito.<\/strong><\/li>\n<\/ul>\n

          El Covid-19<\/strong> ha causado que el Gobierno exhorte a la poblaci\u00f3n a mantenerse en sus hogares; sin embargo, esto puede causar desempleo<\/strong> o, en otros casos, que el<\/strong> sueldo se reduzca.<\/strong><\/p>\n

          Ante esta situaci\u00f3n, es importante estar preparados para que los ingresos se vean lo menos afectados. Coru.com<\/strong> recomienda buscar alternativas para generar ingresos<\/strong>; como la renta de activos o negocios. Por otro lado, si la situaci\u00f3n ser\u00e1 cr\u00edtica en los siguientes 2 a 4 meses, es momento de comprar en internet distintas alternativas crediticias favorables<\/strong>; desde pr\u00e9stamos personales o bancarios hasta tarjetas de cr\u00e9dito.<\/p>\n","protected":false},"excerpt":{"rendered":"

          Durante la contingencia por el Covid-19, lo m\u00e1s recomendable es elaborar un presupuesto, a fin de realizar una planificaci\u00f3n que permita tomar mejores decisiones sobre el dinero<\/p>\n","protected":false},"author":73,"featured_media":104172,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[80,17827],"tags":[17784,17874,2561,6422,17873],"class_list":["post-104169","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualidad","category-cobertura-covid-19","tag-covid-19","tag-gastos","tag-ingresos","tag-presupuesto","tag-salud-financiera"],"yoast_head":"\nC\u00f3mo subsistir financieramente durante la contingencia por 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Soy egresada de la licenciatura en Ciencias de la Comunicaci\u00f3n de la Facultad de Ciencias Pol\u00edticas y Sociales (UNAM). Me interesa la cultura, el urbanismo y la arquitectura. 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