{"id":10335,"date":"2014-09-02T09:00:08","date_gmt":"2014-09-02T14:00:08","guid":{"rendered":"http:\/\/centrourbano.com\/?p=10335"},"modified":"2014-09-01T23:01:28","modified_gmt":"2014-09-02T04:01:28","slug":"mejora-infonavit-condiciones-para-segundo-credito","status":"publish","type":"post","link":"https:\/\/centrourbano.com\/revista\/vivienda\/mejora-infonavit-condiciones-para-segundo-credito\/","title":{"rendered":"Mejora Infonavit condiciones para segundo cr\u00e9dito"},"content":{"rendered":"

A partir de este mes la tasa de inter\u00e9s pasar\u00e1 de 12.7 a 11.7%<\/em><\/p>\n

El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit)\u00a0 consigui\u00f3 que aquellos empleados que pretendan adquirir su segundo cr\u00e9dito, obtengan mejores condiciones financieras a partir de este mes, inform\u00f3 la Subdirecci\u00f3n General de Cr\u00e9dito.<\/p>\n

Ahora la tasa de inter\u00e9s del segundo cr\u00e9dito disminuir\u00e1 un uno por ciento, al pasar de 12.7 a 11.7 % \u00a0y s\u00f3lo estar\u00e1 disponible para quienes inicien el proceso de solicitud, ya que aquellos que lo hayan formalizado en julio o agosto no podr\u00e1n aplicar los cambios a las condiciones financieras.<\/p>\n

Sin embargo, los trabajadores que hayan comenzado el tr\u00e1mite todav\u00eda tienen la opci\u00f3n de cancelarlo, siempre y cuando no hayan firmado el contrato de cr\u00e9dito (escritura), para de esta forma realizar nuevamente el proceso y acceder a los beneficios.<\/p>\n

Para que el trabajador pueda precalificar a su segundo cr\u00e9dito es necesario que cuente con al menos dos a\u00f1os de cotizaci\u00f3n continua, tener m\u00e1s de seis meses de haber terminado de pagar su primer cr\u00e9dito de forma regular, autorizar al Infonavit la consulta del historial crediticio y tener 64 a\u00f1os 11 meses como m\u00e1ximo. Adem\u00e1s, si obtuvo cr\u00e9dito Cofinavit, Cofinavit Ingresos Adicionales o Apoyo Infonavit, debe haber terminado de pagarlo a la entidad financiera que lo otorg\u00f3.<\/p>\n

Estos beneficios se lograron debido a que el esquema de competencia con los Bancos y su inter\u00e9s en particular en la originaci\u00f3n de dichos cr\u00e9ditos, dio como resultado que el Instituto consiguiera una disminuci\u00f3n en la tasa de inter\u00e9s, montos mayores y una disminuci\u00f3n del costo financiero.<\/p>\n","protected":false},"excerpt":{"rendered":"

A partir de este mes la tasa de inter\u00e9s pasar\u00e1 de 12.7 a 11.7%<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[12],"tags":[100,484,60],"class_list":["post-10335","post","type-post","status-publish","format-standard","hentry","category-vivienda","tag-infonavit","tag-segundo-credito","tag-vivienda-2"],"yoast_head":"\nMejora Infonavit condiciones para segundo cr\u00e9dito -<\/title>\n<meta name=\"description\" content=\"A partir de este mes la tasa de inter\u00e9s pasar\u00e1 de 12.7 a 11.7% El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit)\u00a0 consigui\u00f3\" \/>\n<meta name=\"robots\" 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